To say I dont care about other players is not really fair since you have no idea what i do and dont do for other players.
Here is a list of things you can do that I hope will help you progress.
Insure or bless your items.
Follow the golden rule of UO. Never leave town with out insuring or blessing an item unless you are ok with losing it. Ever!
If you are being killed 6 or 7 times a night you are fighting monsters to far above your gear/ skill level at this time.
bank your loot frequently. looting a buch of gold and items wont do you any good if you dead. make bank runs.
Pets! Even if you dont like them, use them to start out. they will make the game much easier and allow you to build a savings.
hunt in tram. The monsters are a bit easier to handle. Also you can mark runes in dungeons and it makes geting in and out to hunting spots faster. makes bank runs quicker.
only carry what you need to carry . Leave your crafting stuff in town if you out hunting. losing 200 aids and and some meat for your pets is a better pill to swallow then metal keys, tool/runic houes, ect...
take up bee keeping. its a good way to make money and its pretty safe. I have not heard of too many bee keeping related deaths.

Well there was one but i dont like to talk about it. bees were everywhere and the goat that damn goat! anyway...
dungeon chests. train up your lockpicking (haven theif guild) and pick chests. they have a few hundred gold and gems. they also can have ointments that you can sell for 3k to 5k a pop. some chests you dont even have to fight a monster to get to.
Escort ncps. very quick 500 to 900 gp. can be done every 5 min
set aside a % of your loot each time you deposit for insurance. I used to set aside 10% for insurance and then 25% more for an emergency fund.
accept the fact the game takes time. not everyone should have 20 million and a full set of GoC after 1 month. my account is 800 days old and i just got my first GoC item 3 weeks ago. (yes I am ok with that)
Bad things happen. client crashes, posion ivy, power outages, house catches on fire when playing (true story). point is there are systems in place to help over come them. Take advantage of them and be prepared for bad things to happen.
I and most players i know will be glad to help someone who had a run of bad luck it happens to us all at some point I think. It's harder to help someone who lost everything when they say they dont have the money for insurance yet they have a castle.
I honestly hope this helps. Best of luck to you in your adventures.
Fixed.